Why Should I Plan for My Future Care?

Author: Maine Veterans' Homes
Posted: April 17, 2017
Category: Long Term Care

As you age, it's natural that you might eventually need some kind of care. You could be recovering from a surgery or illness; you may have a chronic condition or disability that requires ongoing, professional skilled care; or you may simply no longer want or be able to maintain your current home.

No matter the situation, it’s always best to be prepared for your future care. There are various factors to take into consideration, from financial aspects to communicating your wishes with family to Advance Care Planning.

As a veteran of the U.S. Military, you may be eligible for veteran-focused care providers, such as Maine Veterans’ Homes, and you want to ensure your family is aware of your preferences.

Gain peace of mind for yourself and your family members by taking time before you need care to plan for the future.

3 Reasons to Plan Ahead for Your Nursing Home Care

  1. It’s Your Decision.

By planning ahead, you can make the decision on where you want professional skilled care instead of a loved one possibly making that decision for you. As a veteran, you may be eligible for veteran-focused care providers and will likely have access to veteran benefits and stipends. Take time now to get paperwork, eligibility and financing in line to ensure you get the level of care you need, when you need it.

Take time to tour facilities that interest you. Talk with staff and get your questions answered. Visit the therapy rooms, living quarters, dining and activity areas.

Know what questions to ask to help you compare nursing homes in Maine.>>

  1. It Eases the Transition.

When you need care, the best situation is moving into where you want, when you want. Transitions can be more difficult if you have to wait or move from one intermittent place to another. Help to ease any transition by having a plan for your care and any veteran eligibility and benefits paperwork complete.

As part of your planning, have a conversation with your family, doctor and any other loved ones who would be involved in your future care. Ensure they know your wishes and what plans you have in place for any long-term care you may need.

  1. You Can Be Financially Prepared.

Knowing you’re financially prepared for your future care can lift a burden off your shoulders now. Take time to understand what financing options are available to you now and how that may change if your condition changes.

Nursing home care can be paid for in several ways, depending on various requirements. Some options include long term care insurance, Medicare, Medicaid, MaineCare and private pay, such as using your savings.

People often use a combination of sources depending on their eligibility, such as using private pay as long as possible and then applying for assistance through Medicaid. As a veteran, you may be eligible for veteran benefits and stipends for long-term care.

It is always best to be proactive. By having a plan in place for long term care and communicating your plan with family, you can ease worry now and make a transition smoother if ever needed.

Care at Maine Veterans' Homes

Maine Veterans’ Homes is an independent nonprofit organization with six locations throughout Maine, each welcoming our honored veterans. Whether you need rehabilitative care, therapy services, long-term care or dementia care, we work with you to provide the exceptional care, compassion and support you are looking for.

Learn more about our eligibility requirements and veterans' benefits in our free guide. Get more information on our homes and standard of care today.

Eligibility packet CTA image